What does it mean to “process” a credit card?

To process a credit card means to accept the card number for payment and have the transaction immediately authorized through a credit card processing network much like in a retail store when a merchant accepts your card and "swipes" it through a credit card terminal. In order for a merchant to accept credit cards for payment on the Internet, the merchant must have an Internet Merchant Account with an acquirer (usually a bank).

Start Accepting Credit Cards Today!

• Credit Card Processing Application (PDF)